Request Paper

Abstract
This study examined innovations in digital tools for accounting and finance: opportunities and challenges. The objectives of this study are to examine is to explore how Digital Accounting Systems have forever changed many aspects of business, commercial banks, to identify the challenges as well as problems associated with the use of these Accounting software packages. The data used for this study is mixed method research model combined with quantitative and qualitative approach to analyze the survey data and financial techniques. The findings highlight the important factors is making the accounting system Digital to enhance the organizational performance as soon as possible. Thus, the study concludes that as the world and demand of the market is changing rapidly, companies will remain in lower categories without adoption of digital accounting and finance, banking sectors are obligated to make their system updated according to trend and need of time and market. Key words: Financial Technology, Artificial intelligence, Accounting Software, Big data analytics.