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Abstract
Nigeria, with its vast resources and growing population, has long sought to harness its economic potential. However, persistent economic challenges, including unemployment and low productivity, have hindered progress. This abstract explores the crucial role of financing small-scale enterprises in increasing productivity and rejuvenating the Nigerian economy, highlights the importance of investing in small-scale enterprises as a viable strategy to revitalize Nigeria's productivity and economy in general. It examined the current state of small-scale enterprises in Nigeria, the challenges they face, and the potential benefits of financial supports to SSEs. A comprehensive review of existing literature and data on Nigerian small-scale enterprises and economic conditions is conducted using qualitative data obtained through the use of questionnaire. The analysis were carried out using simple percentage and Chi-square method of analysis. The result reveals that small-scale enterprises are the backbone of Nigeria's economy, contributing significantly to employment and economic growth. However, they face substantial challenges, including limited access to finance, regulatory hurdles, and infrastructural deficiencies. By addressing these challenges through targeted financing, the Nigerian government and private sector can stimulate productivity, create employment opportunities, and foster economic resilience. Improving access to finance for small-scale enterprises can have a multiplier effect on Nigeria's economy. It can enhance productivity by enabling businesses to invest in technology, training, and expansion. Such investments can reduce unemployment and alleviate poverty, contribute to long-term economic stability. Financing small-scale enterprises in Nigeria is a pivotal strategy for rebuilding the country's productivity and economy. Therefore, there is need for urgent concerted efforts from the government, financial institutions, and the private sector to prioritize and support small-scale enterprises in Nigeria, this will ultimately pave ways for a more prosperous and resilient nation. Keywords: small-scale, enterprises, productivity, economy, economic growth, economic resilience